How to pick the best health insurance plan?

Sum Insured and Premium - It's important to understand that the amount of premium you pay could have an impact on the medical coverage you receive. Calculating your health insurance premium can assist you in making an informed decision when selecting the best health insurance plan for your family.

Hospitalization insurance

The cost of medical care, especially hospital stays, can quickly add up. Hospitalization insurance, also sometimes called Hospital Insurance or Hospital Indemnity, can help you prepare your budget for unexpected medical costs resulting from a hospital stay. 

Hospital indemnity is not ACA minimum essential coverage

This is a supplement to health insurance and is not a substitute for the minimum essential coverage required by the Affordable Care Act (ACA). Lack of major medical coverage (or other minimum essential coverage) may result in an additional payment with your taxes.

Why should I purchase hospital insurance?

On top of helping you prepare your budget for the expenses surrounding hospital stays, Hospital Indemnity Insurance has the following benefits:

• You don’t have to meet a deductible to receive your benefits
• No networks - payment amounts are the same regardless of whether you are in-network1 or out-of-network
• Benefit payments are yours to use as you decide
• Coverage is available for the entire family
• Coverage is renewable until age 65