Critical Illness Insurance

Critical Illness Insurance

Critical illness insurance provides a payment if you experience a critical illness that is covered under the policy contract. You don't have to be disabled to collect. Unlike disability insurance, you don't have to be employed to receive the benefits.

A critical illness insurance payment is typically made in a lump sum directly to you and can be spent however you please.  Use the money for medical bills, medical equipment, your mortgage or other bills, home health care or even a dream vacation. Medical conditions that qualify usually include serious injuries, diseases and major surgeries.

Examples include:

  • Cancer
  • Heart Attack
  • Stroke
  • End Stage Renal Disease
  • ALS
  • Coronary Artery Bypass Surgery
  • Balloon Angioplasty
  • Stent
  • Laser Relief Obstruction Procedure

This plan protects you and your family from the financial impact that occurs as the result of a heart attack, stroke or cancer.  Provides lump sum payments directly to you upon diagnosis of a covered illness and includes a Recurrent Benefit Rider which pays for subsequent diagnoses up to 200% of policy amount.  Coverage starts from 10,000 up to 50,000.  

No need to worry, Let us review your needs and provide complete solutions in all areas of coverage. Call us today for a free consultation.