Debt Settlement & Consolidation

Take Control of Your Debt and Breathe Easy Again
At Elliot Glass Consulting LLC, we understand how overwhelming debt can be. Whether you’re struggling with credit card balances, medical bills, personal loans, or business debt, our Debt Settlement & Consolidation services are designed to give you relief, clarity, and a real path toward financial freedom.
We work with you—and your creditors—to reduce what you owe, simplify your payments, and help you regain control of your financial life without declaring bankruptcy.
What Is Debt Settlement & Consolidation?
Debt settlement is the process of negotiating with creditors to reduce the total amount of debt owed—often by as much as 40% to 60%. This option works best for individuals or businesses experiencing hardship and unable to meet full repayment terms.
Debt consolidation, on the other hand, involves combining multiple debts into a single, more manageable loan or payment plan—usually with a lower interest rate or better terms. This helps reduce stress and allows you to focus on one monthly payment.
Who Can Benefit?
Our debt relief solutions are ideal for:
- Individuals with high-interest credit card debt
- Small business owners with multiple outstanding accounts
- Borrowers falling behind on loan or utility payments
- Those seeking an alternative to bankruptcy
- Anyone feeling overwhelmed by multiple payments and interest rates
You are not alone—and there is help.
Our Approach to Debt Relief
At Elliot Glass Consulting, we offer a personalized, hands-on approach to debt settlement and consolidation. We don’t just crunch numbers—we listen, understand your financial story, and create a strategy that works for your life.
Here’s how we help:
- Comprehensive Debt Assessment
- Custom Strategy Creation
- Negotiation with Creditors
- Consolidation Loan Assistance
- Ongoing Support & Credit Monitoring
We start by reviewing all your current debts, interest rates, and financial obligations. This gives us a clear picture of what you owe and who your creditors are.
Based on your situation, we develop a customized plan that may include debt settlement, consolidation, or a hybrid approach. We explain each option and help you choose the best path forward.
Our experienced team negotiates on your behalf to lower balances, waive late fees, and stop harassing calls. We aim to secure settlements that allow you to pay a reduced amount—often in structured payments.
If a consolidation loan is the right option, we connect you with lenders offering favorable terms. This can result in a lower monthly payment and better organization.
We don’t leave you hanging after your plan begins. We offer progress updates, budgeting tips, and can even assist with rebuilding your credit as your debt decreases.