Medicare Information
2026 Medicare Information
Frequently Asked Questions
When should I enroll in Medicare?
Most people should enroll during their Initial Enrollment Period, which begins 3 months before turning 65 and ends 3 months after. Missing this window can result in lifetime penalties.
Do I need Medicare if I’m still working?
It depends on your employer’s plan size and coverage. Many people make costly mistakes here. We review your situation to determine whether Medicare, employer coverage, or a combination makes the most sense.
What’s the difference between Medicare Advantage and Medicare Supplement plans?
Medicare Advantage plans bundle coverage and often include extra benefits, while Medicare Supplement (Medigap) plans help cover out-of-pocket costs and allow broader provider flexibility. The “best” option depends on your health, budget, and preferences.
Does Medicare cover prescription drugs?
Original Medicare does not include drug coverage. You’ll need a Part D Prescription Drug Plan or a Medicare Advantage plan that includes drug coverage.
Can I change my Medicare plan later?
Yes. Medicare plans can be reviewed and changed during the Annual Enrollment Period (Oct 15 – Dec 7) or under certain qualifying circumstances. We help review your plan each year.
Is there a cost to work with Elliot Glass Insurance?
No. Our Medicare reviews are free and no-obligation. You receive the same plan pricing whether you enroll with us or directly with a carrier.
